Calculate Your Exact Vehicle Swap Equity
Configure your current car and target upgrade below. Our valuation algorithm instantly computes your credit and cash differential.
Your Current Car
Enter details to determine trade-in equity
Desired Upgrade Vehicle
Pick from live inventory or define target budget
Eligible Upgrade Vehicles Ready For Trade-In
Select any verified vehicle below to immediately calculate your cash differential.
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How Auto45 Vehicle Swap Works
Zero guesswork. Zero protracted negotiations. Guaranteed fair valuation backed by physical OBD diagnostics.
Instant Online Equity Match
Enter your vehicle details in the calculator above and select your upgrade vehicle. Review your net equity and cash difference immediately.
45-Min Hub Inspection
Drive into any Auto45 Inspection Center (Lagos, Abuja, PH). Certified technicians run a computerized 150-point diagnostic to confirm condition grade.
Instant Keys & Title Exchange
Sign the verified transfer agreement, settle the cash difference (or receive your payout), and drive home your certified upgrade car the same afternoon.
Everything You Need To Know About Vehicle Swaps
What documents do I need to bring to the Auto45 Swap Hub?
You need your original Vehicle Proof of Ownership Certificate, Valid Insurance, Customs Clearance Duty Documents (for imported Tokunbo vehicles), and a valid government ID (NIN, Driver’s License, or International Passport).
What happens if my current car is worth MORE than the upgrade?
You receive cash back! If you are trading down to free up liquidity, Auto45 executes an instant NIP bank transfer directly to your designated account for the entire difference immediately upon inspection and title signing.
Can I finance the cash difference instead of paying out of pocket?
Yes! Your current car serves as the equity down-payment (equity deposit), and the remaining balance can be financed through our Tier-1 banking partners with monthly repayments spread across 12 to 36 months.
Are upgrade vehicles covered by warranty?
Every Auto45 certified upgrade car comes with a comprehensive 150-point inspection certificate, guaranteed original customs documentation, and a 6-month engine and transmission warranty.